Patricia Wells

Insurance Industry Analyst

Risk management specialist turned insurance industry journalist with 13 years of experience covering property & casualty, life insurance, and emerging risk categories. Former actuarial analyst at a leading insurance carrier who moved into journalism to explain complex risk assessment and pricing strategies. Specializes in catastrophe modeling, cyber insurance, climate risk adaptation, and the impact of demographic shifts on insurance market dynamics.

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Insurance Market 2025: Chubb, Berkshire & the Rise of Data‑Driven, Climate‑Focused Underwriting

Insurance market consolidation, tech‑driven underwriting, and climate‑risk analysis reveal how insurers like Chubb thrive on data, digital claims, and capital efficiency.

Patricia Wells

17/11/2025, 08:11

4 minutes to read

How Insider Moves at Münchener Rück Reveal Shifting Risk, Claims, and Tech Trends in Europe’s Insurance Market

Explore how insider moves at Münchener Rück and rising climate, cyber, ESG risks reshape reinsurance underwriting, claims, and tech adoption in 2025.

Patricia Wells

15/11/2025, 07:21

4 minutes to read

Unipol Assicurazioni Drives Growth with AI‑Powered Claims, Bancasurance Strategy

Unipol Assicurazioni’s 2024 strategy blends disciplined underwriting, AI‑powered claims and selective bancasurance moves to boost ROE and stay ahead in Italy’s evolving insurance market.

Patricia Wells

14/11/2025, 08:41

4 minutes to read

Swiss Life Holding’s 2025 H1–Q3 Fee Growth Highlights Resilient Swiss Insurance Trend

Swiss Life Holding AG’s modest 2025 H1‑Q3 fee‑income rise reflects stronger underwriting, AI‑driven claims, and ESG‑aligned pricing amid Swiss market consolidation and emerging cyber‑climate risks.

Patricia Wells

13/11/2025, 09:21

4 minutes to read

QBE Raises Capital with Subordinated Notes to Boost Solvency and Tech Investment

QBE Insurance’s upcoming U.S. dollar subordinated note issuance boosts capital efficiency, expands risk appetite, and fuels AI‑driven claims tech to strengthen solvency and growth.

Patricia Wells

04/11/2025, 10:09

4 minutes to read

Gjensidige Forsikring ASA Strengthens Q3 Performance with Climate-Sensitive Underwriting Amid Market Dynamics

Gjensidige Forsikring ASA, a Norwegian insurer, reports robust Q3 earnings, driven by a novel underwriting model that incorporates climate-related damage risk, and solidifies its competitive positioning in the Nordic insurance market.

Patricia Wells

27/10/2025, 12:27

4 minutes to read

Poste Italiane’s Strategic Moves Reshape Insurance Sector Amid E-commerce Boom

Poste Italiane SpA’s recent developments, including the reopening of offices and growth in the Italian e-commerce market, have significant implications for the insurance sector, driving changes in underwriting trends, claims patterns, and emerging r…

Patricia Wells

26/10/2025, 09:15

4 minutes to read

Chubb Ltd Surpasses Expectations with Strong Q3 Performance Amid Market Challenges

Chubb Ltd, a leading global property-and-casualty insurer, reported a resilient third-quarter performance, exceeding market expectations with improved underwriting profitability, reduced catastrophe losses, and robust investment income, reinforcing …

Patricia Wells

24/10/2025, 10:45

4 minutes to read

Poste Italiane SpA Navigates Evolving Insurance Market with Strategic Technology and Risk Management

Poste Italiane SpA, a diversified financial services provider, exhibits a stable performance trajectory in the evolving insurance market, driven by its strategic positioning, technology adoption, and focus on emerging risks, positioning it well for …

Patricia Wells

24/10/2025, 09:15

5 minutes to read

Medibank Navigates Market Stability Amid Cybersecurity Concerns and Market Consolidation

Medibank Private Limited’s share price remains stable, but the company faces growing cybersecurity concerns and emerging risks in the Australian health-insurance market, requiring strategic investments in data security and regulatory compliance.

Patricia Wells

12/10/2025, 11:49

4 minutes to read

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