Patricia Wells

Insurance Industry Analyst

Risk management specialist turned insurance industry journalist with 13 years of experience covering property & casualty, life insurance, and emerging risk categories. Former actuarial analyst at a leading insurance carrier who moved into journalism to explain complex risk assessment and pricing strategies. Specializes in catastrophe modeling, cyber insurance, climate risk adaptation, and the impact of demographic shifts on insurance market dynamics.

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Legal & General Holds Steady: 4.8% Dividend, AI Claims & Strong Market Position

Legal & General Group PLC keeps investors satisfied with its steady 4.8 % dividend, robust risk‑management, and AI‑driven claims cuts—no major moves this week.

Patricia Wells

01/01/2026, 04:31

4 minutes to read

Sun Life Financial Navigates Rising Risks, Tech‑Driven Growth & M&A in 2024

Sun Life Financial’s 2023 outlook: a stable valuation, tech‑driven underwriting, and climate‑risk pricing show resilience amid rising insurance risks and market consolidation.

Patricia Wells

31/12/2025, 07:30

4 minutes to read

New China Life Board Election Signals Strong Governance Amid Rising Pension and Elder‑Care Focus

New China Life Insurance’s board election signals stronger governance and a shift toward pension, eldercare, and tech‑driven claims amid rising cyber‑climate risks.

Patricia Wells

27/12/2025, 02:11

4 minutes to read

Manulife Shares Dip as Insurance Sector Navigates Rising Cyber & Climate Risks

Manulife’s modest share dip reflects broader insurance trends: rising cyber & climate risks, AI‑driven claims, and M&A‑led consolidation shaping future growth.

Patricia Wells

26/12/2025, 21:14

5 minutes to read

Progressive Corp. Gains Analyst Upgrades, Drives Tech‑Led Insurance Growth

Progressive Corp. gains a Wells Fargo analyst upgrade as it leverages AI‑driven claims automation and cyber‑risk underwriting to boost profitability and stay ahead of climate‑risk regulatory changes.

Patricia Wells

26/12/2025, 02:02

3 minutes to read

China Pacific Insurance Rises: Dividend‑Stable Growth Fuels Strategic Tech & Climate‑Risk Wins

China Pacific Insurance’s modest share rise shows how dividend‑stable assets beat banks as insurers adopt AI, climate‑risk pricing, and strategic partnerships for long‑term growth.

Patricia Wells

25/12/2025, 01:54

4 minutes to read

Chubb Eyes AIG Acquisition: Boosting Scale, Tech, and Risk‑Mix for a Global Insurance Powerhouse

Chubb’s potential bid for AIG could reshape global insurance, blending risk, tech, and scale to boost underwriting and claims efficiency, while investors watch closely.

Patricia Wells

23/12/2025, 07:27

4 minutes to read

Fidelity National Financial’s 12% Equity Sale Boosts Capital & Drives Insurance Innovation

Fidelity National Financial’s 12‑percent equity sale of F&G boosts capital for tech investments, tightens underwriting, and cuts claims costs by 35%—a clear path to steady earnings growth and enhanced shareholder value.

Patricia Wells

21/12/2025, 03:10

4 minutes to read

Munich Re Shares Hold Steady Amid Soft German Market, Tech-Driven Gains Boost Resilience

Discover how Münchener Rück’s stable share price reflects robust risk strategies, tech‑driven claims efficiency, and strategic EU expansion amid a soft German market.

Patricia Wells

20/12/2025, 16:14

5 minutes to read

Insurance Market Analysis: AI, Cyber‑Risk and M&A Trends Boost U.S. Profit Margins

Insurance market insights: U.S. underwriting profits rise 3.5%, Canada’s premiums up 2.8%, AI drives lower loss ratios, RPA cuts claim times, and M&A hits a record $15B.

Patricia Wells

19/12/2025, 23:50

4 minutes to read

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