Patricia Wells

Insurance Industry Analyst

Risk management specialist turned insurance industry journalist with 13 years of experience covering property & casualty, life insurance, and emerging risk categories. Former actuarial analyst at a leading insurance carrier who moved into journalism to explain complex risk assessment and pricing strategies. Specializes in catastrophe modeling, cyber insurance, climate risk adaptation, and the impact of demographic shifts on insurance market dynamics.

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Prudential’s February Disclosure Boosts Shares, Highlights Resilience in Growing Insurance Market

Prudential PLC’s February 16 disclosure shows steady gains amid market volatility, underscoring its resilience, data‑driven underwriting, and tech‑enabled claim efficiencies.

Patricia Wells

17/02/2026, 15:29

3 minutes to read

Allianz SE Holds Shares Steady as Trade Risks Shift and Digital Claims Cut Costs

Allianz SE’s shares stay steady as the insurer adapts to a shifting trade risk landscape, boosting cyber and climate underwriting while leveraging tech to cut claim processing time and strengthen market position.

Patricia Wells

17/02/2026, 08:51

4 minutes to read

Lo Wes Corp: Stable Insurance Growth, AI Claims Boost, & Strategic Cyber Expansion

Lo Wes Corp’s steady insurance strategy: how AI‑driven claims, cyber coverage, and green‑energy focus keep it ahead of peers while investors chase low‑risk income.

Patricia Wells

14/02/2026, 20:01

3 minutes to read

Cincinnati Financial Surges 10.8% Revenue, 27.8% Profit in Q4 2025

Explore Cincinnati Financial’s Q4 2025 results: a 10.8 % revenue lift, 27.8 % net‑income jump, and record book‑value‑per‑share, driven by premium growth, tech‑powered claims efficiency, and strategic expansion into life‑insurance and climate risk pr…

Patricia Wells

13/02/2026, 11:34

4 minutes to read

Ping An’s 2026 Q1 Upswing: Strong Underwriting, Cyber‑Risk Management & Smart‑City Growth

Ping An’s recent Q1 2026 performance shows a 2.4% drop in its combined ratio, driven by rising property‑and‑casualty premiums, tighter underwriting, and faster claim processing with AI, boosting investor confidence and positioning it for future grow…

Patricia Wells

12/02/2026, 20:49

3 minutes to read

Munich Re Capital Disclosure Highlights AI, Climate‑Risk Growth and EU Transparency

Explore how Münchener Rück’s 2026 capital‑market disclosure reflects its strategy—diversifying cyber‑ and climate‑risk underwriting, leveraging AI‑driven claims, and embracing blockchain—to thrive amid EU consolidation and emerging risks.

Patricia Wells

12/02/2026, 15:10

4 minutes to read

Hong Kong Insurance Market Rises: Tightened Underwriting, AI Claims & Dividend‑Paid Growth Drive Profitability

Explore how Hong Kong’s insurance sector is rebounding—tightening underwriting, dividend‑paid products, AI claims, and consolidation are driving higher ROIC and premium growth.

Patricia Wells

09/02/2026, 20:19

5 minutes to read

Insurance Industry Shifts: Data‑Driven Underwriting, Rising Cyber Risks and Global M&A Momentum

Insurance sector transformation: data‑driven underwriting, rising cyber and climate risk, AI claim processing, M&A trends, and regulatory shifts reshape profitability and global strategy.

Patricia Wells

09/02/2026, 17:30

3 minutes to read

Markel’s 2025 Earnings: Strong Growth, AI Claims, Cyber & Climate Pricing Wins

Markel Group’s 2025 earnings reveal disciplined underwriting, AI‑driven claim wins and a $1 billion share buyback, outpacing peers while mastering cyber‑ and climate risks.

Patricia Wells

08/02/2026, 02:25

5 minutes to read

Everest Group Rebounds in 2025: Strong Earnings, Big Share‑Repurchase & Insurance‑Sector Outlook

Everest Group rebounds in 2025 with $1.08 B profit, 24 % net income rise, a record $210 M share‑repurchase, amid shifting premiums and rising cyber and climate risks.

Patricia Wells

07/02/2026, 21:38

3 minutes to read

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