SEB Set to Release Quarterly Earnings Amid Ongoing Challenges

Skandinaviska Enskilda Banken AB, a stalwart in the financial sector, is gearing up to unveil its quarterly earnings on July 16, 2025. As the market eagerly awaits the release, analysts are painting a mixed picture of the bank’s performance. While the bank’s provisions income has shown a remarkable resurgence in May and June, with a surge in activity not seen in recent history, its earnings per share (EPS) are expected to take a hit.

According to predictions, EPS is set to decline to around 3.81 SEK, a significant drop from the 4.58 SEK recorded in the same period last year. This downward trend is a cause for concern, but it’s not the only challenge facing the bank. SEB’s internal risk classification models (IRK-modellers) are currently under review, which may have a ripple effect on its risk exposure and overall performance.

In an effort to address these concerns, SEB has implemented a temporary hiring freeze, a move aimed at streamlining operations and reducing costs. However, this decision may also lead to increased risk exposure, as the bank works to update its IRK-modellers. The outcome of this process will be crucial in determining the bank’s ability to navigate the complex landscape of the financial sector.

Key Takeaways:

• SEB’s quarterly earnings are set to be released on July 16, 2025
• Analysts predict a decline in EPS to around 3.81 SEK
• Provisions income has shown a strong recovery in May and June
• IRK-modellers are under review, which may impact risk exposure and performance
• SEB has introduced a temporary hiring freeze to reduce costs and update IRK-modellers