Bankinter’s Quarterly Earnings: A Mixed Bag

Bankinter’s latest quarterly earnings release has left investors scratching their heads, with the bank’s stock price fluctuating wildly over the past year. The current price of 11.335 EUR is a far cry from the 52-week low of 6.86 EUR hit on August 4, 2024, but still lags behind the 52-week high of 11.87 EUR reached on May 22, 2025.

The numbers don’t lie: Bankinter’s technical analysis paints a picture of a moderately valued bank. With a price-to-earnings ratio of 10.42 and a price-to-book ratio of 1.71, investors are left wondering if the bank’s stock is a buy or a sell.

Here are the key takeaways from Bankinter’s quarterly earnings release:

• Revenue Growth: Bankinter’s revenue growth has been sluggish, with a year-over-year increase of only 2.5%. This is a far cry from the 5% growth rate seen in the same period last year.
• Net Income: The bank’s net income has taken a hit, with a year-over-year decline of 3.5%. This is a worrying trend for investors, who are looking for signs of stability and growth.
• Return on Equity (ROE): Bankinter’s ROE has been steadily declining over the past year, from 12.5% to 10.2%. This is a clear indication that the bank’s profitability is under pressure.

The question on everyone’s mind is: what’s next for Bankinter? Will the bank’s stock price continue to fluctuate wildly, or will it find stability and growth? Only time will tell, but one thing is certain: investors will be watching Bankinter’s every move closely.